Privacy Notice

Grand Microfinance Entrepreneurs Initiative Philippines, Inc. (“GMEI Philippines”, “organization”, “us”, or “our”) is a non-governmental, non-profit entity established to support individuals and small enterprises through micro-loan services, seminars, individual consultations, and networking initiatives. The Organization is committed to safeguarding personal information and ensuring that such information is handled in accordance with applicable data protection and privacy laws.

This Privacy Notice outlines the manner in which the Organization collects, processes, uses, discloses, retains, and protects personal information. It applies to personal information pertaining to loan applicants and borrowers, participants in seminars, individual consultations, and networking activities, volunteers, staff, and clients, as well as visitors to the Organization’s premises and digital platforms.

PERSONAL INFORMATION COLLECTED

Personal information means any documented information relating to an identifiable individual, where the person’s identity is evident or can be reasonably and directly determined by the entity in possession of the information, either independently or in conjunction with other information that would conclusively identify the individual.

The GMEI Philippines, Inc. collect and process the following personal information, as relevant to micro-loan transactions:

• Full name
• Identification documentation
• Residential and business address
• Telephone number and Facebook
• Income
• Business information
• Bank or mobile banking
• Educational Attainment
• Business Story
• Living Condition
• Repayment records

The GMEI Philippines, Inc. collect and process the following personal information, as relevant to seminar, individual consultation and network activities:

• Full Name
• Address
• Contact Number
• Photos

METHODS OF COLLECTION

Personal information is collected:

• Directly from individuals through application forms and interviews
• Through the Organization’s website or digital platforms

PURPOSES OF COLLECTION AND USE

The Organization collects and uses personal information for the following purposes:

• Assessing eligibility for programs and micro-loans
• Administering and managing micro-loan facilities and repayments
• Delivering seminars, consultations, and networking activities
• Communicating with participants and clients
• Monitoring program outcomes and organizational effectiveness
• Managing risk, fraud prevention, and internal governance

DISCLOSURE OF PERSONAL INFORMATION

The Organization may disclose personal information, where necessary and lawful, to:

• Staff and authorized representatives
• Service providers engaged to support operations (payment processing, and auditing services)
• Donors or partners, in aggregated or non-identifiable form
• The Organization does not sell personal information.

NETWORKING AND EVENTS

Participation in networking events may involve limited disclosure of participant information (such as name) to other participants. Individuals will be informed of such disclosures in advance, where practicable.

DATA SECURITY

The Organization implements reasonable administrative, technical, and physical safeguards to protect personal information against misuse, loss, unauthorized access, modification, or disclosure.

DATA RETENTION

Personal information is retained only for as long as necessary to fulfil the purposes for which it was collected and to comply with legal, regulatory, audit, and funding obligations. When no longer required, personal information is securely destroyed or de-identified.

INDIVIDUAL RIGHTS

Subject to applicable law, individuals may request:

• Access to their personal information
• Correction of inaccurate, incomplete, or outdated information
• Information about how their personal information is handled
• Consideration of complaints regarding privacy matters

 COMPLAINTS AND CONTACT DETAILS

Any questions, requests, or complaints concerning this Privacy Notice or the handling of personal information should be directed to:

Email: gmiph01@gmail.com
Contact Number: 0956-714-2944

Grand Microfinance Entrepreneurs Initiative Philippines, Inc.

Purok 5, Everlasting Street (Inner lot), New Cabalan, Olongapo City, Zambales, Philippines 2200

AMENDMENTS TO THIS PRIVACY NOTICE

The Company reserves the right to revise this Privacy Notice at any time and at its sole discretion. Any updates, additions, removals, or other modifications to this Privacy Notice will be made available at our physical locations. We encourage individuals to regularly review this policy to stay informed of any changes or updates.